:root {
    --public-navy: #0c2748;
    --public-blue: #0050b2;
    --public-blue-dark: #003d8a;
    --public-sky: #eaf3ff;
    --public-teal: #0f7b77;
    --public-ink: #17263a;
    --public-copy: #506176;
    --public-line: #dce5ef;
    --public-soft: #f5f8fc;
    --public-white: #ffffff;
    --public-warning: #fff8e7;
    --public-warning-line: #e6c767;
    --public-shadow: 0 20px 50px rgba(22, 52, 85, 0.1);
}

html {
    scroll-behavior: smooth;
}

body.public-site {
    color: var(--public-copy);
    background: var(--public-white);
    font-family: "Roboto", Arial, sans-serif;
    line-height: 1.7;
}

.public-site h1,
.public-site h2,
.public-site h3,
.public-site h4 {
    color: var(--public-ink);
    font-family: "Poppins", Arial, sans-serif;
    letter-spacing: -0.025em;
}

.public-site a {
    text-underline-offset: 3px;
}

.skip-link {
    position: fixed;
    top: 12px;
    left: 12px;
    z-index: 9999;
    padding: 10px 16px;
    color: #fff;
    background: var(--public-navy);
    border-radius: 6px;
    transform: translateY(-160%);
    transition: transform 0.2s ease;
}

.skip-link:focus {
    color: #fff;
    transform: translateY(0);
}

.public-header {
    position: relative;
    z-index: 100;
    min-height: 82px;
    background: rgba(255, 255, 255, 0.98);
    border-bottom: 1px solid var(--public-line);
    box-shadow: 0 4px 18px rgba(20, 51, 84, 0.04);
}

.public-header .navbar {
    min-height: 82px;
    padding: 12px 0;
}

.public-header .navbar-brand img,
.footer-brand img {
    width: auto;
    object-fit: contain;
}

.public-header .nav-link {
    position: relative;
    margin: 0 3px;
    padding: 12px 11px !important;
    color: #31445a;
    font-family: "Poppins", Arial, sans-serif;
    font-size: 14px;
    font-weight: 600;
}

.public-header .nav-link::after {
    position: absolute;
    right: 11px;
    bottom: 4px;
    left: 11px;
    height: 2px;
    content: "";
    background: var(--public-blue);
    border-radius: 2px;
    transform: scaleX(0);
    transition: transform 0.2s ease;
}

.public-header .nav-link:hover,
.public-header .nav-link:focus,
.public-header .nav-link.active {
    color: var(--public-blue);
}

.public-header .nav-link.active::after,
.public-header .nav-link:hover::after {
    transform: scaleX(1);
}

.navbar-toggler-icon-custom {
    display: grid;
    gap: 5px;
    width: 25px;
}

.navbar-toggler-icon-custom span {
    display: block;
    height: 2px;
    background: var(--public-navy);
    border-radius: 2px;
}

.public-header .navbar-toggler {
    padding: 9px;
    border: 1px solid var(--public-line);
}

.btn-brand,
.btn-outline-brand,
.btn-light-brand {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    min-height: 48px;
    padding: 11px 21px;
    border: 2px solid transparent;
    border-radius: 8px;
    font-family: "Poppins", Arial, sans-serif;
    font-size: 14px;
    font-weight: 600;
    text-decoration: none;
    transition: background 0.2s ease, border-color 0.2s ease, color 0.2s ease, transform 0.2s ease;
}

.btn-brand {
    color: #fff;
    background: var(--public-blue);
    border-color: var(--public-blue);
}

.btn-brand:hover,
.btn-brand:focus {
    color: #fff;
    background: var(--public-blue-dark);
    border-color: var(--public-blue-dark);
    transform: translateY(-1px);
}

.btn-outline-brand {
    color: var(--public-blue);
    background: #fff;
    border-color: #a9c4e5;
}

.btn-outline-brand:hover,
.btn-outline-brand:focus {
    color: #fff;
    background: var(--public-blue);
    border-color: var(--public-blue);
}

.btn-light-brand {
    color: var(--public-blue);
    background: #fff;
    border-color: #fff;
}

.btn-light-brand:hover,
.btn-light-brand:focus {
    color: var(--public-navy);
    background: #edf5ff;
}

.banking-status {
    display: inline-flex;
    align-items: center;
    gap: 7px;
    max-width: 175px;
    padding: 8px 11px;
    color: #51677f;
    background: #f1f5fa;
    border: 1px solid #dce5ef;
    border-radius: 8px;
    font-size: 11px;
    font-weight: 600;
    line-height: 1.25;
    text-decoration: none;
}

.banking-status:hover,
.banking-status:focus {
    color: var(--public-blue);
    border-color: #a9c4e5;
}

.header-banking-button {
    gap: 7px;
    white-space: nowrap;
}

.public-hero {
    position: relative;
    overflow: hidden;
    padding: 104px 0 86px;
    background: linear-gradient(125deg, #f8fbff 0%, #edf5ff 55%, #f7fbff 100%);
}

.public-hero::before,
.public-hero::after {
    position: absolute;
    content: "";
    border-radius: 50%;
    pointer-events: none;
}

.public-hero::before {
    top: -190px;
    right: -110px;
    width: 520px;
    height: 520px;
    background: rgba(0, 80, 178, 0.08);
}

.public-hero::after {
    right: 29%;
    bottom: -140px;
    width: 300px;
    height: 300px;
    background: rgba(15, 123, 119, 0.07);
}

.hero-eyebrow,
.section-eyebrow {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    margin-bottom: 16px;
    color: var(--public-blue);
    font-family: "Poppins", Arial, sans-serif;
    font-size: 13px;
    font-weight: 700;
    letter-spacing: 0.08em;
    text-transform: uppercase;
}

.hero-eyebrow::before,
.section-eyebrow::before {
    width: 26px;
    height: 2px;
    content: "";
    background: currentColor;
}

.public-hero h1 {
    max-width: 760px;
    margin-bottom: 24px;
    font-size: clamp(2.5rem, 5.3vw, 4.6rem);
    font-weight: 700;
    line-height: 1.08;
}

.public-hero .hero-copy {
    max-width: 690px;
    margin-bottom: 30px;
    color: #465c73;
    font-size: 18px;
}

.hero-actions {
    display: flex;
    flex-wrap: wrap;
    gap: 12px;
    margin-bottom: 18px;
}

.hero-microcopy {
    max-width: 650px;
    margin: 0;
    color: #61768c;
    font-size: 13px;
}

.hero-visual {
    position: relative;
    z-index: 1;
    display: flex;
    align-items: center;
    justify-content: center;
    min-height: 480px;
}

.hero-phone {
    position: relative;
    z-index: 2;
    width: min(285px, 70%);
    height: auto;
    filter: drop-shadow(0 28px 36px rgba(10, 38, 70, 0.24));
}

.hero-trust-card {
    position: absolute;
    z-index: 3;
    right: 0;
    bottom: 66px;
    width: 230px;
    padding: 18px;
    background: rgba(255, 255, 255, 0.96);
    border: 1px solid rgba(196, 214, 232, 0.9);
    border-radius: 14px;
    box-shadow: var(--public-shadow);
}

.hero-trust-card i {
    color: var(--public-teal);
    font-size: 27px;
}

.hero-trust-card strong {
    display: block;
    margin: 8px 0 4px;
    color: var(--public-ink);
    font-family: "Poppins", Arial, sans-serif;
    font-size: 14px;
}

.hero-trust-card span {
    display: block;
    font-size: 12px;
    line-height: 1.5;
}

.section-block {
    padding: 94px 0;
}

.section-soft {
    background: var(--public-soft);
}

.section-dark {
    color: #dbe8f7;
    background: var(--public-navy);
}

.section-dark h2,
.section-dark h3,
.section-dark h4 {
    color: #fff;
}

.section-heading {
    max-width: 760px;
    margin-bottom: 46px;
}

.section-heading.centered {
    margin-right: auto;
    margin-left: auto;
    text-align: center;
}

.section-heading h2 {
    margin-bottom: 16px;
    font-size: clamp(2rem, 3.7vw, 3rem);
    font-weight: 700;
    line-height: 1.18;
}

.section-heading p {
    margin-bottom: 0;
    font-size: 17px;
}

.trust-strip {
    position: relative;
    z-index: 5;
    margin-top: -36px;
}

.trust-strip-inner {
    padding: 24px 28px;
    background: #fff;
    border: 1px solid var(--public-line);
    border-radius: 14px;
    box-shadow: var(--public-shadow);
}

.trust-item {
    display: flex;
    align-items: center;
    gap: 14px;
    height: 100%;
    padding: 10px 6px;
}

.trust-item i {
    display: grid;
    flex: 0 0 42px;
    width: 42px;
    height: 42px;
    color: var(--public-blue);
    background: var(--public-sky);
    border-radius: 10px;
    font-size: 20px;
    place-items: center;
}

.trust-item strong {
    display: block;
    color: var(--public-ink);
    font-size: 14px;
}

.trust-item span {
    display: block;
    font-size: 12px;
    line-height: 1.45;
}

.info-card,
.product-card,
.value-card,
.profile-card,
.contact-card,
.article-card {
    height: 100%;
    padding: 28px;
    background: #fff;
    border: 1px solid var(--public-line);
    border-radius: 14px;
    box-shadow: 0 10px 30px rgba(28, 62, 96, 0.05);
    transition: border-color 0.2s ease, box-shadow 0.2s ease, transform 0.2s ease;
}

.info-card:hover,
.product-card:hover,
.article-card:hover {
    border-color: #aec8e8;
    box-shadow: 0 18px 40px rgba(28, 62, 96, 0.1);
    transform: translateY(-3px);
}

.card-icon {
    display: grid;
    width: 52px;
    height: 52px;
    margin-bottom: 20px;
    color: var(--public-blue);
    background: var(--public-sky);
    border-radius: 12px;
    font-size: 24px;
    place-items: center;
}

.info-card h3,
.product-card h3,
.value-card h3,
.profile-card h3,
.article-card h3 {
    margin-bottom: 11px;
    font-size: 20px;
}

.info-card p,
.product-card p,
.value-card p,
.profile-card p,
.article-card p {
    margin-bottom: 0;
}

.product-card a,
.article-card a {
    display: inline-flex;
    align-items: center;
    gap: 7px;
    margin-top: 20px;
    color: var(--public-blue);
    font-weight: 700;
    text-decoration: none;
}

.product-card .product-status {
    display: inline-block;
    margin-top: 16px;
    padding: 5px 9px;
    color: #51667a;
    background: #f0f4f8;
    border-radius: 5px;
    font-size: 11px;
    font-weight: 700;
    text-transform: uppercase;
}

.catalog-category {
    display: inline-block;
    margin-bottom: 14px;
    color: var(--public-blue);
    font-family: "Poppins", Arial, sans-serif;
    font-size: 11px;
    font-weight: 700;
    letter-spacing: 0.08em;
    text-transform: uppercase;
}

.catalog-features {
    padding: 0;
    margin: 18px 0 0;
    list-style: none;
}

.catalog-features li {
    position: relative;
    margin-bottom: 7px;
    padding-left: 21px;
    color: #52677d;
    font-size: 13px;
}

.catalog-features li::before {
    position: absolute;
    top: 0;
    left: 0;
    color: var(--public-teal);
    content: "\4e";
    font-family: "ElegantIcons";
}

.feature-image-wrap {
    position: relative;
    min-height: 490px;
    overflow: hidden;
    background: linear-gradient(145deg, #eaf3ff, #f5f9fd);
    border: 1px solid var(--public-line);
    border-radius: 22px;
}

.feature-image-wrap img {
    position: absolute;
    right: 50%;
    bottom: -12px;
    width: 250px;
    max-height: 455px;
    object-fit: contain;
    transform: translateX(50%);
    filter: drop-shadow(0 24px 30px rgba(11, 38, 70, 0.2));
}

.check-list,
.plain-list,
.risk-list {
    padding: 0;
    margin: 24px 0 0;
    list-style: none;
}

.check-list li,
.plain-list li,
.risk-list li {
    position: relative;
    margin-bottom: 13px;
    padding-left: 30px;
}

.check-list li::before {
    position: absolute;
    top: 2px;
    left: 0;
    color: var(--public-teal);
    content: "\4e";
    font-family: "ElegantIcons";
    font-size: 17px;
}

.plain-list li::before,
.risk-list li::before {
    position: absolute;
    top: 10px;
    left: 5px;
    width: 6px;
    height: 6px;
    content: "";
    background: var(--public-blue);
    border-radius: 50%;
}

.security-panel {
    position: relative;
    overflow: hidden;
    padding: 54px;
    color: #dbe8f7;
    background: linear-gradient(120deg, #0c2748 0%, #123b67 100%);
    border-radius: 20px;
}

.security-panel::after {
    position: absolute;
    top: -100px;
    right: -80px;
    width: 300px;
    height: 300px;
    content: "";
    background: rgba(255, 255, 255, 0.06);
    border-radius: 50%;
}

.security-panel h2,
.security-panel h3 {
    color: #fff;
}

.security-panel .card-icon {
    color: #fff;
    background: rgba(255, 255, 255, 0.13);
}

.fraud-alert,
.legal-alert,
.risk-alert {
    padding: 20px 22px;
    border-left: 4px solid;
    border-radius: 8px;
}

.fraud-alert {
    color: #3c3419;
    background: var(--public-warning);
    border-color: var(--public-warning-line);
}

.legal-alert {
    color: #284b70;
    background: #eef6ff;
    border-color: var(--public-blue);
}

.risk-alert {
    color: #fff0e8;
    background: #402b2b;
    border-color: #e49b65;
}

.process-step {
    position: relative;
    height: 100%;
    padding: 25px 20px 25px 74px;
}

.process-step .step-number {
    position: absolute;
    top: 24px;
    left: 10px;
    display: grid;
    width: 48px;
    height: 48px;
    color: #fff;
    background: var(--public-blue);
    border-radius: 50%;
    font-family: "Poppins", Arial, sans-serif;
    font-weight: 700;
    place-items: center;
}

.process-step h3 {
    margin-bottom: 8px;
    font-size: 18px;
}

.process-step p {
    margin-bottom: 0;
}

.public-cta {
    padding: 56px;
    color: #dbe8f7;
    background: linear-gradient(120deg, var(--public-blue), #0b3971);
    border-radius: 20px;
}

.public-cta h2 {
    margin-bottom: 12px;
    color: #fff;
    font-size: clamp(1.9rem, 3.5vw, 2.7rem);
}

.public-cta p {
    max-width: 720px;
    margin-bottom: 0;
}

.internal-hero {
    position: relative;
    overflow: hidden;
    padding: 88px 0 78px;
    background: linear-gradient(125deg, #f6faff, #eaf3ff);
}

.internal-hero h1 {
    max-width: 900px;
    margin-bottom: 20px;
    font-size: clamp(2.35rem, 4.8vw, 4rem);
    line-height: 1.12;
}

.internal-hero p {
    max-width: 760px;
    margin: 0;
    color: #496077;
    font-size: 18px;
}

.breadcrumb-public {
    display: flex;
    gap: 8px;
    padding: 0;
    margin: 0 0 18px;
    list-style: none;
    font-size: 13px;
}

.breadcrumb-public li + li::before {
    margin-right: 8px;
    color: #8394a6;
    content: "/";
}

.breadcrumb-public a {
    color: var(--public-blue);
}

.split-feature {
    padding: 32px 0;
    border-bottom: 1px solid var(--public-line);
    scroll-margin-top: 30px;
}

.split-feature:last-child {
    border-bottom: 0;
}

.split-feature .feature-number {
    color: #a9bdd3;
    font-family: "Poppins", Arial, sans-serif;
    font-size: 13px;
    font-weight: 700;
    letter-spacing: 0.1em;
}

.split-feature h2 {
    margin: 7px 0 14px;
    font-size: 27px;
}

.feature-details {
    padding: 25px;
    background: var(--public-soft);
    border-radius: 12px;
}

.feature-details h3 {
    font-size: 15px;
    text-transform: uppercase;
    letter-spacing: 0.06em;
}

.status-banner {
    display: flex;
    gap: 16px;
    align-items: flex-start;
    padding: 20px;
    margin-top: 28px;
    background: #fff;
    border: 1px solid #cbd9e8;
    border-radius: 10px;
}

.status-banner i {
    color: var(--public-blue);
    font-size: 25px;
}

.status-banner strong {
    display: block;
    color: var(--public-ink);
}

.status-banner p {
    margin: 2px 0 0;
    font-size: 14px;
}

.faq-public .accordion-item {
    margin-bottom: 12px;
    overflow: hidden;
    border: 1px solid var(--public-line);
    border-radius: 10px;
}

.faq-public .accordion-button {
    padding: 20px 22px;
    color: var(--public-ink);
    background: #fff;
    font-family: "Poppins", Arial, sans-serif;
    font-size: 15px;
    font-weight: 600;
    box-shadow: none;
}

.faq-public .accordion-button:not(.collapsed) {
    color: var(--public-blue);
    background: #f3f8ff;
}

.faq-public .accordion-body {
    padding: 5px 22px 22px;
}

.contact-form-shell {
    padding: 34px;
    background: #fff;
    border: 1px solid var(--public-line);
    border-radius: 16px;
    box-shadow: var(--public-shadow);
}

.contact-form-shell fieldset[disabled] {
    opacity: 0.68;
}

.contact-form-shell label {
    display: block;
    margin-bottom: 7px;
    color: var(--public-ink);
    font-weight: 600;
}

.contact-form-shell .form-control,
.contact-form-shell .form-select {
    min-height: 50px;
    border-color: #cdd9e5;
    border-radius: 8px;
}

.contact-form-shell textarea.form-control {
    min-height: 145px;
}

.channel-status {
    padding: 22px;
    background: #f7f9fc;
    border: 1px solid var(--public-line);
    border-radius: 12px;
}

.channel-status h3 {
    font-size: 17px;
}

.channel-status p {
    margin-bottom: 0;
}

.legal-content {
    max-width: 860px;
    margin: 0 auto;
}

.legal-content h2 {
    margin: 40px 0 14px;
    font-size: 25px;
}

.legal-content h3 {
    margin: 28px 0 10px;
    font-size: 19px;
}

.public-footer {
    padding: 76px 0 0;
    color: #b9c9da;
    background: #091d35;
}

.public-footer .footer-main {
    padding-bottom: 48px;
}

.public-footer .footer-brand {
    display: inline-block;
    margin-bottom: 22px;
}

.public-footer p {
    color: #b9c9da;
}

.public-footer h2 {
    margin-bottom: 20px;
    color: #fff;
    font-size: 15px;
    letter-spacing: 0.05em;
    text-transform: uppercase;
}

.public-footer ul {
    padding: 0;
    margin: 0;
    list-style: none;
}

.public-footer li {
    margin-bottom: 9px;
}

.public-footer a {
    color: #c5d4e3;
    text-decoration: none;
}

.public-footer a:hover,
.public-footer a:focus {
    color: #fff;
    text-decoration: underline;
}

.footer-trust-note {
    display: flex;
    gap: 12px;
    align-items: flex-start;
    max-width: 360px;
    padding: 15px;
    color: #dce8f5;
    background: rgba(255, 255, 255, 0.06);
    border-radius: 8px;
    font-size: 13px;
}

.footer-trust-note i {
    margin-top: 3px;
    color: #65d2c3;
    font-size: 20px;
}

.regulatory-note {
    padding: 13px;
    margin-top: 18px;
    background: rgba(255, 255, 255, 0.05);
    border-left: 3px solid #6e8eae;
    font-size: 12px;
}

.footer-bottom {
    display: flex;
    justify-content: space-between;
    gap: 25px;
    padding: 22px 0;
    border-top: 1px solid rgba(255, 255, 255, 0.1);
}

.footer-bottom p {
    margin: 0;
    font-size: 12px;
}

.back-to-top {
    position: fixed;
    right: 22px;
    bottom: 102px;
    z-index: 80;
    display: grid;
    width: 44px;
    height: 44px;
    color: #fff;
    background: var(--public-blue);
    border-radius: 50%;
    box-shadow: 0 8px 20px rgba(0, 55, 120, 0.25);
    opacity: 0;
    pointer-events: none;
    transform: translateY(12px);
    transition: opacity 0.2s ease, transform 0.2s ease;
    place-items: center;
}

.whatsapp-help {
    position: fixed;
    right: 20px;
    bottom: 22px;
    z-index: 90;
    display: flex;
    align-items: center;
    color: #fff;
    text-decoration: none;
    filter: drop-shadow(0 10px 18px rgba(8, 53, 37, 0.24));
    animation: whatsapp-attention 5s ease-in-out infinite;
}

.whatsapp-help:hover,
.whatsapp-help:focus {
    color: #fff;
    text-decoration: none;
    animation-play-state: paused;
    transform: translateY(-3px);
}

.whatsapp-help-label {
    padding: 10px 17px;
    margin-right: -9px;
    color: #153b2e;
    background: #fff;
    border: 1px solid #cfe5dc;
    border-radius: 24px 0 0 24px;
    font-family: "Poppins", Arial, sans-serif;
    font-size: 13px;
    font-weight: 700;
}

.whatsapp-help-icon {
    display: grid;
    width: 58px;
    height: 58px;
    color: #fff;
    background: #1fa855;
    border: 4px solid #fff;
    border-radius: 50%;
    font-size: 28px;
    place-items: center;
}

.whatsapp-help.is-pending .whatsapp-help-icon::after {
    position: absolute;
    right: 3px;
    bottom: 3px;
    width: 11px;
    height: 11px;
    content: "";
    background: #f0a900;
    border: 2px solid #fff;
    border-radius: 50%;
}

@keyframes whatsapp-attention {
    0%, 82%, 100% { transform: translateY(0); }
    86% { transform: translateY(-10px); }
    89% { transform: translateY(0); }
    92% { transform: translateY(-6px); }
    95% { transform: translateY(0); }
}

.back-to-top.is-visible {
    opacity: 1;
    pointer-events: auto;
    transform: translateY(0);
}

.back-to-top:hover,
.back-to-top:focus {
    color: #fff;
    background: var(--public-blue-dark);
}

.public-site :focus-visible {
    outline: 3px solid #f0a900;
    outline-offset: 3px;
}

@media (max-width: 1199.98px) {
    .header-actions {
        margin-top: 13px;
        margin-bottom: 8px;
    }

    .banking-status {
        max-width: none;
    }
}

@media (max-width: 991.98px) {
    .public-header .navbar-brand {
        margin-left: 0;
    }

    .public-header .navbar-toggler {
        display: block !important;
        width: 45px;
        height: 45px;
        margin-right: 0;
    }

    .public-header .navbar-collapse {
        padding: 15px 0 8px;
        border-top: 1px solid var(--public-line);
    }

    .public-header .nav-link {
        padding-right: 0 !important;
        padding-left: 0 !important;
    }

    .public-header .nav-link::after {
        right: auto;
        left: 0;
        width: 34px;
    }

    .public-hero {
        padding-top: 78px;
    }

    .hero-visual {
        min-height: 430px;
        margin-top: 35px;
    }

    .feature-image-wrap {
        margin-bottom: 42px;
    }

    .section-block {
        padding: 75px 0;
    }
}

@media (max-width: 767.98px) {
    .public-hero,
    .internal-hero {
        padding: 62px 0;
    }

    .public-hero h1 {
        font-size: 2.55rem;
    }

    .hero-visual {
        min-height: 390px;
    }

    .hero-trust-card {
        right: 6px;
        bottom: 24px;
        width: 200px;
    }

    .trust-strip {
        margin-top: 0;
        padding-top: 24px;
    }

    .trust-strip-inner,
    .security-panel,
    .public-cta,
    .contact-form-shell {
        padding: 28px;
    }

    .section-block {
        padding: 62px 0;
    }

    .section-heading {
        margin-bottom: 32px;
    }

    .footer-bottom {
        flex-direction: column;
    }
}

@media (max-width: 575.98px) {
    .hero-actions .btn-brand,
    .hero-actions .btn-outline-brand {
        width: 100%;
    }

    .hero-visual {
        min-height: 350px;
    }

    .hero-phone {
        width: 220px;
    }

    .hero-trust-card {
        width: 180px;
        padding: 14px;
    }

    .process-step {
        padding-right: 0;
        padding-left: 64px;
    }

    .whatsapp-help-label {
        max-width: 138px;
        padding: 9px 13px;
        font-size: 12px;
    }

    .whatsapp-help-icon {
        width: 54px;
        height: 54px;
    }
}

@media (prefers-reduced-motion: reduce) {
    *,
    *::before,
    *::after {
        scroll-behavior: auto !important;
        transition-duration: 0.01ms !important;
        animation-duration: 0.01ms !important;
        animation-iteration-count: 1 !important;
    }
}